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Individual Retirement Accounts: Why Bother?
Part one of term paper
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English 121
Mr. Frost
September 22, 1996
Outline
Thesis: When planning for retirement, Individual Retirement Accounts offer
several benefits; however, careful planning is essential to ensure that: upon
retirement there is an adequate amount of money saved, that the heirs to the IRA
are chosen carefully, and that unnecessary taxes an ...
Part two of term paper
... the heirs to the Individual Retirement Account.
A. Advantage of leaving IRA to spouse
1. Special rights as a spouse.
2. Different options the spouse has for claiming money.
III. Avoiding unnecessary taxes and penalties.
1. Recoverable trust as beneficiary.
2. Taking money out before the age of 59 1/2.
3. Penalties for leaving money in too long.
Many people often live their lives without considering how they plan to ...
Word count: 1722 | Approximate pages: 7
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