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An Overview Of Chapter 7 Bankruptcy

Part one of term paper
Chapter 7 bankruptcy is sometimes called "straight" bankruptcy. This bankruptcy cancels most of your debts; in exchange, you might have to surrender some of your property. The whole Chapter 7 bankruptcy process usually takes three to six months, costs about $175 in filing fees, and commonly requires only one trip to the courthouse. To file f ...

Part two of term paper
... to keep through the bankruptcy process (exempt property). Property you owned and money you spent during the previous two years, and Property you sold or gave away during the previous two years. Filing for bankruptcy puts into effect something called the "automatic stay." The automatic stay immediately stops your creditors from trying to collect what you owe them. So, at least temporarily, creditors cannot legally grab (garnish) your wages, empty your bank account, go after your car, house or other ...

Word count: 806 | Approximate pages: 3

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