Part one of term paper
Introduction & Overview of the Company Marks and Spencers is a large UK based retailer with 683 branches in 2 continents. Following the deregulation of the UK financial sector in the mid eighties the company decided to use its experience, capital, and brand power to branch into the lucrative financial services industry offering personal loan ...

Part two of term paper
... financial services areas in 70 M&S stores across the country. The Information Systems department has 50 employees who come from analysis, design, & programming backgrounds, much of which has been gained with Marks & Spencers plc. The majority of these employees are based in the Chester head office, and systems are developed ‘in-house’. IS projects under development include the introduction of Individual Savings Accounts, with other likely future projects including telephone banking ...